Private Car
1. Comprehensive Insurance
 - Any damage to the vehicle arising from accidental collision, fire, theft or even malicious acts;
 - Liability in respect of death of or bodily injury to third party and third party property damage.
2. Third Party Liability Insurance (mandatory by law)
 - To indemnify the Insured against liability in respect of death of or bodily injury to third party and third party property damage.
** Limit of Liability arising out of one event :HKD100million in respect of claims for third party death or bodily injury.
** Limit of Liability arising out of one event :HKD2,000,000.00 in respect of claims for third party property damage.

Commercial Car
KINDS OF COVERAGE
1. Comprehensive Insurance
 - Any damage to the vehicle arising from accidental collision, fire, theft or even malicious acts
 - Liability in respect of death of or bodily injury to third party and third party property damage
2. Third Party Liability Insurance (mandatory by law)
 - To indemnify the Insured against liability in respect of death of or bodily injury to third party and third party property damage.
** Limit of Liability arising out of one event :HKD100million in respect of claims for third party death or bodily injury.
** Limit of Liability arising out of one event :HKD1,000,000.00 in respect of claims for third party property damage.